Now, having warned you against collecting and saving your assorted usernames and passwords in a text or spreadsheet file, I will add a caveat to that - you can do it reasonably safely if you use an encryption program such as TrueCrypt to encrypt your precious information and make it harder for prying eyes to acquire.

Ok, so now that I've decided to squeeze a few moments out of my busy schedule of fixing broken or malfunctioning laptops, desktops, & tablets, I thought that password management - and how it can affect you - would be a good subject to delve into.  with more people using more computers and mobile devices to log into more sites, services, & apps than ever before, and the number rapidly growing, the scourge of password hacking, harvesting, stealing and related identity theft and cybercrime is virtually exploding. 

First of all, let's look at some of the wrong ways to manage your important login credentials:
http://www.pcworld.com/article/221505/the_wrong_way_to_manage_your_passwords.html